Καθοριστικοί παράγοντες της τραπεζικής ρευστότητας
KeywordsΚίνδυνος ρευστότητας ; Πιστωτικός κίνδυνος ; Εποπτικά ίδια κεφάλαια ; Δάνεια ; Ρευστότητα ; Πάνελ δεδομένα ; Ειδικοί τραπεζικοί παράγοντες ; Μακροοικονομικοί παράγοντες
The purpose of this thesis is to investigate the determinant factors of the banks of the Eurozone in the period 2008-2019. We would like to determine the effect of bank loans on the bank liquidity of European banks, and we al-so examine factors that affect liquidity and stability. In this study, liquidity risk and credit risk are simultaneously examined as potential risks to banking stability. The literature examines banking and macroeconomic factors. To de-termine the effect of loans, the ratio of loans to assets was used as a de-pendent variable and as independent four banking and two macroeconomic variables. Moreover, regulatory equity to risk-weighted assets is used as a dependent variable, while 4 banking and two macroeconomic variables were used as independent variables. In this study, 19 countries with 228 observa-tions are examined. These elements are examined in panel data and its find-ings are quite consistent with previous research.