Συλλογική ανάληψη κινδύνων από τις τράπεζες της ΟΝΕ πριν από την κρίση

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Keywords
Χρηματοπιστωτική κρίση ; Τραπεζικοί κίνδυνοι ; Ισολογισμός ; Διατραπεζικά δάνεια ; Βραχυπρόθεσμο χρέος ; Συλλογική ανάληψη κινδύνωνAbstract
The recent financial crisis of 2007-2008 brought to the fore a number of problems in the banking and financial sector. The risks taken by the banks collectively acted as a destabilizing factor of the system. Driven by this, in the present study we tried to investigate the issue of the collective risk taking by banks, through balance sheet and in particular interbank loans and short-term dept. Using a sample of 51 European banks for the pre-crisis period 2000-2008, we concluded that the banks took collective risks and followed common strategies.