Σκιώδες τραπεζικό σύστημα και κερδοφορία τραπεζών - Ανάλυση με στοιχεία σε επίπεδο χώρας

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Keywords
Σκιώδες τραπεζικό σύστημα ; Τραπεζικοί κίνδυνοι ; Τραπεζική κερδοφορία ; Τραπεζικές λειτουργίες ; Τραπεζικές δραστηριότητεςAbstract
This diploma thesis attempts to clarify the term of Shadow Banking system while studying and investigating its functions. Then, the measurement method and the tools that can contribute to the above-mentioned effort are examined. It also explores the competitive advantages of the shadow banking system in relation to the official (traditional) banking system. In addition, the main factors of banking profitability are mentioned and how they contribute to the development of the financial environment. Finally, the process of estimating the size (country level) of the shadow banking system based on countries and the variables (independent-dependent) of our econometric model is attempted. The main difference with the literature on which we relied is that in order to estimate the size of the shadow banking system, we constructed two measurement indicators whereby we can estimate the magnitude of the credits provided to the economy but also do not come from the official banking system. Finally, we interpret the results of the indices we have used in our empirical model as well as how they relate to ROA and ROE.