Η επίδραση του Fintech στη διαμόρφωση του χρηματοοικονομικού περιβάλλοντος
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Keywords
Χρηματοοικονομική τεχνολογία ; FintechAbstract
This diploma thesis deals with Fintech's impact on the formation of the financial environment. The financial system is in the process of redeployment and modernization, attempting to keep up with the trends of this digital age, and Fintech is a means to-wards this direction. In order to understand the effect of the latter, extensive bibliographic analysis of articles, large companies and banks studies, as well as case studies regarding the use of Fintech, are carried out. This analysis produces qualitative and quantitative results, demonstrating Fintech's continually increasing progression worldwide, and its dominant role in the future of the financial environment. In partic-ular, its favorable influence on innovation is emerged via the creation of start-up companies in Greece and abroad, as well as via the redistribution that it causes to the economy of the powerful countries, through its penetration into less traditional markets, such as those in Africa and Asia. Furthermore, it is pointed out that, with the use of Fintech, financial services become safer, faster and more reliable, ousting the estab-lished pattern of transactions. Thus, this innovative approach also puts at risk the viability of the current well-established bank structure, which is based on intermediary action, so that that they are its main competitors. Last but not least, Fintech's key benefits to the future economy are highlighted, while further measures for its better utilization are proposed, including, among others, the collaboration of banks with Fintech, the development of applications through digital technology laboratories and the encouragement for the use of electronic means of payment.
Postgraduate Studies Programme
MBA TQM International - Ευρωπαϊκό Πρόγραμμα Μεταπτυχιακών Σπουδών στη Διοίκηση Επιχειρήσεων – Ολική Ποιότητα με διεθνή προσανατολισμό (MBA TQM Int)Department
Σχολή Οικονομικών, Επιχειρηματικών και Διεθνών Σπουδών. Τμήμα Οργάνωσης και Διοίκησης ΕπιχειρήσεωνNumber of pages
76Language
GreekCollections
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Αναφορά Δημιουργού 4.0 Διεθνές
Αναφορά Δημιουργού 4.0 Διεθνές