Μοντέλα πρόβλεψης της δυνατότητας αποπληρωμής των υποχρεώσεων του νοικοκυριού
Master Thesis
Author
Γεωργοστάθη, Αδαμαντία Π.
Date
2011-05-26View/ Open
Subject
Νοικοκυριά ; Δειγματοληψία (Στατιστική) ; Στατιστική ανάλυση ; Δάνεια ; Καταναλωτική πίστη ; Πρόβλεψη -- Μαθηματικά μοντέλα ; Οικονομία -- Στατιστικές μέθοδοι ; Πρόβλεψη -- Στατιστικές μέθοδοιAbstract
In the past decade, the historically low levels of interest rates, the increased bank liquidity, the intense bank competition and several changes in the consumer habits of households, had as a result the largest part of the Greek household population to resort to loans, and in several cases excessive ones. Despite the fact that borrowing can contribute to raise the living standards of households, excessive indebtedness bears risks regarding their capability to properly pay their liabilities. The aim of the present thesis is to investigate the relation between the capability of paying (or non-paying) of the households’ liabilities and households’ socioeconomic characteristics.