Stress test και πιστοληπτική ικανότητα
Stress test and creditworthiness
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Keywords
Κίνδυνος ; Stress test ; Πιστοληπτική ικανότηταAbstract
In this paper, we examine the stress tests carried out by supervisory authorities in order to test the
ability of regional banks to withstand the adverse economic conditions that may arise, while
maintaining their capital adequacy. At the same time, reference is made to non-performing loans
and their evolution over the last 20 years. In addition, we refer to the Greek systemic banks with
special reference to the results of their stress tests and we conclude with a critical analysis of the
mechanism of stress tests.