Τιμολόγηση ασφαλίσεων υγείας
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Τιμολόγηση ; Ασφαλίσεις ; Υγεία ; ΨηφιοποίησηAbstract
This literature review delves into the intersections of insurance, Big Data, Industry 4.0
technologies, and the healthcare sector, with a particular focus on health insurance pricing. It
begins by defining insurance and exploring the nuances of private insurance, followed by an
examination of the categories within life and health insurance. The review then transitions
into the realm of Big Data in the healthcare industry under Industry 4.0, discussing various
aspects such as IoT applications, smart sensors, data privacy, and the use of mobile
applications for healthcare. It delves into the challenges, benefits, and potential of Big Data
analytics in healthcare, touching on electronic health records, IoT advantages, and data
management. The review also addresses the need for reliable use of AI and Big Data in health
insurance, emphasizing ethical standards, business strategies, technological influences, and
social science perspectives on behavior-based insurance. Through this comprehensive
exploration, the review aims to provide insights into the evolving landscape of health
insurance pricing within the context of technological advancements and data-driven decisionmaking.