Εγγυήσεις στη θαλάσσια ασφάλιση και οι τροποποιήσεις του 2015
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Keywords
Εγγύηση ; ΜΙΑ 1906 ; Ασφαλιζόμενος ; Ασφαλιστής ; Warranties ; Insured person ; InsurerAbstract
The insurance policy constitutes a key dimension on which private law focuses. It is an ambidextrous relationship, i.e. it has an equal weight, both for the insurer and the insured. It is effected by an exchange of benefits and, under the earlier legislation of 1906, its terms of guarantee may also be created by the clauses under the contract. The basis of contract clause allows the insurer to rely on the representation of the insured as a fundamental part of the contract and make it the basis of it. The law of marine insurance guarantees has long been a major source of contention among the parties involved in maritime transport. Until it became formal law, the Insurance Act 2015, guarantees in the UK were governed by the provisions of the Marine Insurance Act, 1906, tempered to some extent by decisions of the judiciary. According to recent legal revisions, especially the current legislation οn Insurance passed in 2015, the ways in which guarantees are provided in insurance contracts have changed. The legislation defines how declarations for non-consumer contracts will be made, as well as their amendments. Also, the Insurance Act of 2015, in its provisions, reflects the philosophy of marine insurance law. This means that there is modernization and that changes have taken place whose main objective is to avoid false statements, as well as guarantees.