Ο ρόλος των P&I Clubs στη ναυτική ασφάλιση διεθνώς και η ανάπτυξη του θεσμού στην Ελλάδα
Since the time that man navigated around the globe on a raft, risk has always been a major parameter in shipping. Time elapsed, the technological means have developed remarkably, giant sized ships have been built up and modernized, and the safety standards have been upgraded, demanding strict compliance with countless supranational and non-national rules at several levels. However, due to the corresponding increase in the need for maritime transport, there has been no reduction in the need for maritime insurance, especially considering the stakes and the magnitude of the threatened damage at multiple levels, in the event the associated risk presents itself. In response to the need for insurance cover in the foregoing cases which was extremely difficult due to the size of the damage and the reserves required, the mutual insurance market developed accordingly, and the institution of P & I Clubs reached its modern form. In this context, the structure and functioning of these Clubs will be presented, their international role will be highlighted, and the regulatory framework governing the above-mentioned operation will be analyzed on a supranational and national scale.