Ναυτιλιακό δάνειο υπό το πρίσμα του δανειοδότη: διαδικασίες και πρακτικές
View/ Open
Abstract
The purpose of this paper is to point out the procedure on behalf of the Lender (The Bank) during lending of a shipping loan.
Shipping lending plays a significant role in the evolution of global shipping as the banking system influence directly the competition of shipping companies. This paper gives reader the opportunity to acquire general knowledge concerning financing shipping regarding the way it is provided from the Lender.
Through the first chapter several introductory meanings regarding shipping, the categorization of the shipping industry, shipping lobbies and how they affect shipping market will be mentioned.
In the second chapter several methods of shipping lending will be analyzed differentiating a simple loan from shipping one, pointing out the advantages and disadvantages that come up from the lending of shipping loans as well as the criteria used for their lending.
The third chapter examines the banking shipping lending and several issued and dangers that come up from it. Basic characteristics of banking loans are analyzed thoroughly as well as the ways that shipping loans are secured.
Forth chapter discusses thoroughly all the procedures required for the agreement of a shipping loan, since the application of the loan throughout the final approval, and a real sample of shipping loan contact is presented.
In the final chapter there is a conclusion based on the findings that come up from the elaboration of this paper as well as several proposals that could improve the way of the whole process