Μοντέλα πολλαπλών καταστάσεων για την προβολή των ατόμων που χρήζονται long-term-care ασφάλισης
Multiple state models in projecting the number of people needing long term care insurance
Χατζίδης, Κωνσταντίνος Σ.
In recent years an increase in the life expectancy of people in developed countries has been noticed. Consequently and an increase of the disabled people of older age, both in absolute numbers and as a percentage of the population, who need long term care insurance. This has consequences not only social but also economical for the rest of the population. In this paper a multiple state model will be given for the projecting of the number of people with disabilities. These models are used by the insurance companies in order to be valued the needs and costs of long term care insurances, which will be demanded for the elderly in future.