Τιμολόγηση ασφαλιστηρίων συμβολαίων αστικής ευθύνης έναντι τρίτων στον κλάδο αυτοκινήτου
Γομάτος, Αθανάσιος Κ.
SubjectΑυτοκίνητα -- Ασφάλιση ; Insurance, Automobile -- Statistical methods ; Insurance -- Mathematical models
In the actuarial market the pricing of insurance contracts against third party liability with regard to motor insurance, constitutes a question of major importance, because only with the correct pricing the actuarial company might be able to cope with her obligations towards to her insurers and to the social total, but also towards to the conditions of competition that prevail in the actuarial market. It constitutes moreover, a question of the company's solvency and economic strength. Initially, in the introduction of our thesis we presented certain systems of premium pricing that prevail in the international actuarial market, then some certain mixed models of Poisson distribution for the numbers of accidents, an introduction in the generalized linear models, the main loss distributions, the classification of risks with a priori criteria, and finally, the results and the conclusions of empirical data.