FinTech and digital transformation in financial services: a new digital financial world

Zoi, Sofia; Ζώη, Σοφία

dc.contributor.advisor	Psychoyios, Dimitrios
dc.contributor.advisor	Ψυχογυιός, Δημήτριος
dc.contributor.author	Zoi, Sofia
dc.contributor.author	Ζώη, Σοφία
dc.date.accessioned	2022-02-16T07:50:15Z
dc.date.available	2022-02-16T07:50:15Z
dc.date.issued	2021-11
dc.identifier.uri	https://dione.lib.unipi.gr/xmlui/handle/unipi/14112
dc.identifier.uri	http://dx.doi.org/10.26267/unipi_dione/1535
dc.format.extent	49	el
dc.language.iso	en	el
dc.publisher	Πανεπιστήμιο Πειραιώς	el
dc.rights	Αναφορά Δημιουργού-Μη Εμπορική Χρήση-Όχι Παράγωγα Έργα 3.0 Ελλάδα	*
dc.rights	Αναφορά Δημιουργού-Μη Εμπορική Χρήση-Όχι Παράγωγα Έργα 3.0 Ελλάδα	*
dc.rights.uri	http://creativecommons.org/licenses/by-nc-nd/3.0/gr/	*
dc.title	FinTech and digital transformation in financial services: a new digital financial world	el
dc.title.alternative	FinTech και ψηφιακός μετασχηματισμός στις χρηματοοικονομικές υπηρεσίες: ένας νέος ψηφιακός χρηματοοικονομικός κόσμος	el
dc.type	Master Thesis	el
dc.contributor.department	Σχολή Τεχνολογιών Πληροφορικής και Επικοινωνιών. Τμήμα Πληροφορικής	el
dc.description.abstractEN	This dissertation deals with the impact of FinTech and the digital transformation in banking and other financial services. In our digital era and with significant demographic changes in the population, people are looking for convenience, efficiency, and speed in their financial transactions. They want to trade through platforms and mobile applications, and these activities include managing their economic life, monitoring their total expenses, applying for a loan, or optimizing their investment strategies. The FinTech industry is an emerging service industry that provides technological solutions, electronic services, and digital products. The FinTech industry is booming after the global financial crisis because the people lost their trust in the banking system. In the FinTech environment, apart from the companies, there are also the Neobanks and Challenger banks, breaking the monopoly of the traditional banks. For this reason, banking institutions are beginning to partner or acquire FinTech companies to integrate new technologies and platforms into their services. BigTech is also moving forward with new services and products in the financial sector. All of them will have to comply with regulations and rules such as GDPR, PSD2, and Open Banking. The GDPR fundamentally shapes how FinTech companies and everyone else should manage data and approach data privacy. Every FinTech business and bank - whether based in Europe or not - must be aware of and comply with the GDPR as if the new rules are violated, companies will face the imminent threat of potentially significant fines of up to € 20 million or 4% of total global annual turnover. Finally, it is worth mentioning that the global health crisis, the coronavirus pandemic gave growth to FinTech. Even traditional banks rushed in to offer FinTech services as the bank’s branches were closed. Technology plays a key role in our lives.	el
dc.contributor.master	Ψηφιακός Πολιτισμός, Έξυπνες Πόλεις, IoT και Προηγμένες Ψηφιακές Τεχνολογίες	el
dc.subject.keyword	Financial technology	el
dc.subject.keyword	FinTech	el
dc.subject.keyword	Digital transformation	el
dc.subject.keyword	New innovative technologies	el
dc.subject.keyword	Startup companies	el
dc.subject.keyword	Unicorns	el
dc.subject.keyword	Blockchain	el
dc.subject.keyword	Digital payments	el
dc.subject.keyword	Traditional banks	el
dc.subject.keyword	Neobanks	el
dc.subject.keyword	Challenger banks	el
dc.subject.keyword	BigTech	el
dc.subject.keyword	GAFA	el
dc.subject.keyword	Financial regulation	el
dc.subject.keyword	GDPR	el
dc.subject.keyword	PSD2	el
dc.subject.keyword	Open banking	el
dc.subject.keyword	Digital world	el
dc.subject.keyword	Financial globalization	el
dc.subject.keyword	Coronavirus	el
dc.subject.keyword	Pandemic	el
dc.subject.keyword	COVID-19	el
dc.subject.keyword	New norm	el
dc.subject.keyword	Finance	el
dc.subject.keyword	Future	el
dc.date.defense	2021-11-23

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Τμήμα Πληροφορικής
Department of Informatics

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Αναφορά Δημιουργού-Μη Εμπορική Χρήση-Όχι Παράγωγα Έργα 3.0 Ελλάδα

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Αναφορά Δημιουργού-Μη Εμπορική Χρήση-Όχι Παράγωγα Έργα 3.0 Ελλάδα