Μοντέλα πιθανότητας για τα μεγέθη των ζημιών και το χρόνο αποπληρωμής τους στον κλάδο ασφάλισης αυτοκινήτου
Probability models for the claim amounts and the time until the last payment per claim in the car insurance sector

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Keywords
Ασφάλιση αυτοκινήτου ; Στατιστική ανάλυση ; Μεταβλητές (Μαθηματικά) ; Κατανομή (Οικονομική θεωρία) ; Πολυγραμμικό μοντέλο ; ΛογάριθμοιAbstract
Insurance is a form of risk management used to protect against the risk of potential financial losses. The main feature lies in the fact of the insured compensation from the insurance company at a random time during a random amount, amounts of which can be attributed to the form of probabilistic distributions. The aim of this thesis is to find the probability models that will be able to describe total payments and the settlement period on motor vehicle liability insurance. The adjustment of the variables will be tested on theoretical distributions and a new “multilinear” model will be constructed to describe the behavior of total payments.