Σχεδιασμός και ανάπτυξη ψηφιακού εκπαιδευτικού περιβάλλοντος οικονομικού αλφαβητισμού βασισμένο στο μοντέλο design thinking με αξιοποίηση τεχνητής νοημοσύνης, για την ανάπτυξη δεξιοτήτων ζωής

Λάτση, Μαρία

Design and development a digital educational environment for financial literacy based on the design thinking model with artificial intelligence tools : a case for the development life skills

Master Thesis

Author

Λάτση, Μαρία

Date

2025-09

Abstract

Worldwide, financial literacy is regarded as one of the most fundamental competencies of the 21st century, as it is tied to citizens' ability to understand complex socio-economic systems, form sound judgments and be involved in contemporary society. However, financial literacy is not part of a consistent, evidence-based program in primary education in Greece, that assosicates the key principles of pedagogy alongside skill development, such as thinking critically, being creative, collaborating, and responsibly using technology. In this thesis, we attempt to address this gap, with the design and development of a novel digital educational environment called “Bazaar.” This digital educational environment uses pedagogical ideas from Design Thinking, experiential learning and gamification to establish educational context that extends beyond knowledge transmission to skill and values development related to the areas of responsible consumption and economic sustainability. Bazaar has been developed as a digital, interactive prototype that may be implemented in formal schooling contexts, to facilitate student engagement, the development of problem - solving skills and the fostering of decision-making skills in economic contexts, real or simulated. It is meaningful to underscore that this study is limited to the design and theoretical reporting of the platform, and excludes enactment and collecting empirical data from a student population. The recommendations are classified as hypotheticals and anticipated outcomes, grounded in international literature and principles of pedagogical design. This presents a critical shortcoming of the study, but is also what grounds future empirical evaluation in a school context, to explore the actual impact of “Bazaar” on advancing student cognitive and socio-emotional skills. The contribution of the thesis is twofold. The theoretical contribution is the provision of a model of pedagogical use of financial literacy that integrates design thinking principles and technology tools, creating a framework for educational intervention that is a unique pedagogical model. The practical contribution identifies base principles and design parameters that provide a basis for developing curricula that are innovative, scalable and adaptive in primary education. Finally, the thesis establishes financial literacy as important not only as a cognitive subject, but also as a means to develop critical consciousness, responsible consumption, and social participation. Directions for future research are suggested, emphasizing the need for empirical investigation, the connection with national and international policies, and the integration of such innovative digital approaches into the broader educational ecosystem.

Postgraduate Studies Programme

Ηλεκτρονική Μάθηση

Department

Σχολή Τεχνολογιών Πληροφορικής και Επικοινωνιών. Τμήμα Ψηφιακών Συστημάτων

Number of pages

145

Language

Greek

URI

https://dione.lib.unipi.gr/xmlui/handle/unipi/18331

Collections

Τμήμα Ψηφιακών Συστημάτων

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Αναφορά Δημιουργού-Όχι Παράγωγα Έργα 3.0 Ελλάδα