Η θαλάσσια ρύπανση ως καλυπτόμενος κίνδυνος στην θαλάσσια ασφάλιση

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Keywords
Θαλάσσια ρύπανση ; Ναυτική ασφάλιση ; Διεθνή ταμεία αποζημίωσης ; Χρηματοοικονομικά εργαλείαAbstract
This paper examines the role of financial instruments in managing marine pollution, focusing on maritime insurance, international compensation funds, and liability mechanisms. It analyzes the contribution of insurance contracts, such as P\&I Clubs and pollution clauses, in financing restoration and compensation efforts. It also presents the functioning of international funds, such as the IOPC Fund, which provide additional financing in cases of major environmental disasters. However, challenges are highlighted, including delays in the compensation process, funding gaps, and limitations in the coverage of insurance contracts. The study concludes with the need to strengthen international cooperation, improve institutional frameworks, and apply innovative financial instruments for the effective management of marine pollution and the promotion of sustainable development.
In addition, the importance of integrating green financial mechanisms, such as green bonds and ESG-driven investments, into the maritime industry is emphasized, in order to build a more resilient and environmentally responsible risk management system. Through such practices, better prevention of future pollution incidents can be achieved, while enhancing transparency, accountability, and trust among states, companies, and society at large.


