Τιμολόγηση ασφαλίσεων υγείας
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Τιμολόγηση ; Ασφάλιση ; Προϊόντα υγείας ; Ασφάλιση υγείαςAbstract
This paper provides a comprehensive review of the literature regarding the
pricing of health insurance policies in the actuarial science field. Through the
systematic analysis of fundamental texts, scientific articles, books and reports
in this field, it is placed on various perspectives, methodologies and
theoretical frameworks for health insurance pricing.
Historical developments as well as the basic concepts that are able to shape
and concretize modern practices are simultaneously examined, through a
detailed overview of the fundamental principles and basic rules in the pricing
of health insurance policies. However, as technology develops and pricing
processes are simultaneously renewed, this paper aims to simultaneously
monitor the evolution of actuarial techniques, regulatory frameworks, and
market dynamics affecting healthcare pricing strategies.
A clear reference is made to the basic concepts of insurance, which aim to
train the reader and to have as accurate an image of the insurance market in
the private sector as possible, through a series of scientific articles and
fundamental principles of insurance based on a series of from university
textbooks and beyond.
The factors of health insurance premiums, which are multi-faceted yet
decisive, are additionally explored, including demographic factors, medical
trends, underwriting estimates, and risk management principles. It clarifies the
complex interplay between risk assessment, price accuracy, and financial
sustainability through insights from actuarial science, economics, and public
health.
In addition, reference is made to trends as well as innovations regarding health
insurance pricing, as through a series of developments and technological
upgrades the existence of new practices is necessary. Consequently, as the
insurance market must, price efficiency and consumer commitment also need
innovative moves.
In conclusion, this bibliography provides a complete and comprehensive
literature on health insurance pricing in the field of actuarial science.
Synthesizing different sources and scholarly contributions, it aims to inform
and encourage a deep understanding of the concepts in industry professionals,
pricing policy makers, and researchers active in the insurance industry.
Postgraduate Studies Programme
Αναλογιστική Επιστήμη και Διαχείριση ΚινδύνωνDepartment
Σχολή Χρηματοοικονομικής και Στατιστικής. Τμήμα Στατιστικής και Ασφαλιστικής ΕπιστήμηςNumber of pages
84Language
GreekCollections
Except where otherwise noted, this item's license is described as
Αναφορά Δημιουργού-Μη Εμπορική Χρήση-Όχι Παράγωγα Έργα 3.0 Ελλάδα
Αναφορά Δημιουργού-Μη Εμπορική Χρήση-Όχι Παράγωγα Έργα 3.0 Ελλάδα