Βιώσιμη αστική κινητικότητα : σύγχρονες τάσεις & μελλοντικές προκλήσεις

Κωτσάκη, Γεωργία

Master Thesis

Author

Κωτσάκη, Γεωργία

Date

2024-05

Abstract

Since the early 20th century, the insurance market for road transportation has evolved, adopting advanced approaches such as usage-based insurance. Technological advancements and telematics influence risk assessment and the regulation of insurance companies. Simultaneously, social trends and regulatory factors create new challenges and opportunities. The role of insurance companies is not limited to financial compensation but also actively contributes to accident prevention and the promotion of safer driving behaviour. Through modern programs, they encourage safer driving practices and conduct awareness campaigns aimed at reducing accidents. Additionally, by collecting and analysing data, they promote the development of advanced safety technologies in vehicles. Vehicle safety is rapidly evolving, incorporating advanced systems such as artificial intelligence and autonomous driving. Despite the benefits, there are challenges like technological dependency and external conditions. The development of these modern systems is expected to further enhance road safety. Case studies confirm the effectiveness of safety technologies but also recognize some limitations, such as the impact of weather conditions. The next step in the automotive industry is connected vehicles that improve safety and the driving experience through communication technologies. Technological advancements, such as wireless communication and data analysis, accelerate their development. The Internet of Things (IoT) and Big Data are reshaping the industry, providing connected functionalities and revealing patterns and trends. Nonetheless, cybersecurity, privacy, and the need for infrastructure pose challenges that require solutions. The psychological aspects of driving behaviour affect road safety, with drivers adopting risky behaviour due to personality and social factors. Interventions include awareness campaigns and technological advancements. Strategies such as education and the enforcement of traffic laws contribute to road safety and the promotion of a culture of responsibility. Driving behaviour is linked to traffic accidents and is influenced by various socio-demographic factors. Sustainable urban mobility is critical for the economic, social, and environmental well-being of cities, promoting safe and accessible, environmentally friendly transportation. Although it faces challenges like the lack of infrastructure and political planning, integrated urban planning and investment in public transport can promote it. Urban mobility policies affect road safety, with proposals for infrastructure development and driver education. Insurance pricing models and risk assessment influence road safety by providing incentives for safer driving and identifying high-risk drivers. Innovative products like Pay-As-You-Drive (PAYD), Pay-How-You-Drive (PHYD), and Usage-Based Insurance (UBI) are used to encourage safe driving and provide tailored, cost-effective coverage. Additionally, incentive provisions through insurance policies encourage safe driving but also face challenges such as privacy protection. Finally, traffic management using real-time data allows for the analysis and optimization of traffic flow and the prediction of potential safety risks. Although it is a powerful tool for traffic management, it faces challenges such as data accuracy and privacy protection. The regulatory framework for connected vehicles and urban mobility focuses on the safe and fair use of technology, addressing ethical concerns related to privacy and transparency in data collection and use. Concerns about privacy increase due to the collection of sensitive data, but the development of privacy protection technologies is deemed particularly important and necessary.

Postgraduate Studies Programme

Βιοοικονομία, Κυκλική Οικονομία και Βιώσιμη Ανάπτυξη

Department

Σχολή Οικονομικών, Επιχειρηματικών και Διεθνών Σπουδών. Τμήμα Οικονομικής Επιστήμης

Number of pages

Language

Greek

URI

https://dione.lib.unipi.gr/xmlui/handle/unipi/16691
http://dx.doi.org/10.26267/unipi_dione/4113

Collections

Τμήμα Οικονομικής Επιστήμης

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Except where otherwise noted, this item's license is described as
Αναφορά Δημιουργού-Όχι Παράγωγα Έργα 3.0 Ελλάδα