Η σταθερότητα των τραπεζικών συστημάτων των χωρών της Ευρωπαϊκής Ένωσης

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Abstract
This thesis examines the factors that affect banking system stability in EU countries which is the main factor for economic growth and welfare.
The thesis begins by discussing prudential regulation and the importance of the supervision of the banking system, followed by an analysis of microprudential and macroprudential regulation and Basel III. The factors that affect banking stability are identified. Subsequently, the measures that achieve and restore financial stability are defined.
The results of this empirical analysis reveal that the increase in liquidity, growth and stock market returns strengthen the stability of the banking sector. On the other hand, increase in unemployment and the banks’ net interest margins from lending and provided credit, funded from deposits, may lead in banking instability.