Στρατηγικές αντασφάλισης κάτω από εναλλακτικές αρχές υπολογισμού του ασφαλίστρου
Reinsurance strategies under alternative premium principles
Reinsurance has experienced great growth in recent years in the insurance sector and especially after the appearance of the supervisory authority Solvency II, which will be officially implemented in 2016. The implementation of reinsurance strategies is because of the need that insurance companies have of assigning a part of compensation portfolio to a reinsurance company, in order to retain the highly cost compensations to a low level, by giving to the reinsurance company a part of the premium. Through this study we will try to find the optimal reinsurance strategy as well as the best rate of insurance reserves from the side of the insurance company in order to cover the total losses from a health insurance portfolio for the years 2010, 2011 and 2012, using basic principles of premium calculation.