Χρηματοδοτική μίσθωση : εφαρμογή στην ναυτιλία & μέθοδοι υπολογισμού υπολειμματικής αξίας (Residual value insurance - RVI)
Κωνσταντουδάκης, Αντώνης Ε.
Leasing is an alternative way of possessing assets and it is a financial tool working side by side with the common banking loans in total and in some ways in competitive with common loans. The growth in Greece of alternative ways of credits (as are Factoring, Venture Capital, Forfaiting), is relevant with the liberation of the Banking system and the full growth of competition between financial institutions. Leasing and alternative forms of credit can lead in the pursuit of increase of market shares and profits. The Greek law forbids the application of leasing as a form of finance in the shipping industry, even though it is commonly used in other countries of the World. All countries are using Leasing in the shipping industry, as an alternative way of finance and mostly for liquidity. One of the main concerns in these kind of capital intensive investments is risk and one of the ways to decrease risk in such a huge investment, is the application of the Residual Value Insurance, that is analyzed in this essay.